browsed thru the website of the 3 banks..
seems lyk RHB has the most favourable repayment method..
MayBank has the lowest interest rate of 4.68%pa.. (i noe its alot but its the lowest among the 3 banks)..
oh well.. i still hv to go down to their branches to get the whole picture.. hopefully i can work sth out and study next yr~

tinking of switching job.. hr line is so not me.. mayb i shld try marketing? but i dun lyk to do sales.. sigh..

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Gloria & Nivel
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